Our state is a "fault" car insurance state. What this means is that if you are involved in a car accident caused by another driver, the fact that your insurance lapsed may not have any consequences on your claim. You simply proceed as you would have if your insurance was current and file a claim with the at-fault driver's insurance company; however, you may not be able to recover general damages for pain and suffering. You would only be able to recover economic damages for property damage, medical bills and/or lost wages.
With this type of accident, you are under no legal obligation to inform your own insurance company; however, we do recommend you retain legal representation and review your options before going forward with your claim or lawsuit. The Modesto personal injury attorney at our firm can help answer any questions you may have, advise you of your legal rights and assist you in determining what your next course of action will be.
Being involved in an accident after your insurance has lapsed can have a dramatic impact on your life, not just physically or emotionally, but financially as well. The lawyer at our firm has decades of experience in handling personal injury cases and, through our hard work and dedication, we have recovered over $30 million in verdicts and settlements on behalf of our clients. From the moment you retain our services, you will see your case is in good hands.
At the Law Offices of Steven A. Fabbro, you will be treated with the respect you deserve every step of the way. Call our law offices today so we can get your case started.